Erin Bendig
Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.
Latest articles by Erin Bendig
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As Fed Raises Rates 0.25%, Savings Rates Set to Rise, Too
Some experts say now would be a good time to lock in a much better savings rate on your accounts.
By Erin Bendig • Published
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The Most Popular Car Insurance Companies 2023
These are the most popular car insurance companies on the market.
By Erin Bendig • Published
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What is APY?
Savings Here's everything you need to know about APY, the important factor in how much your savings could earn in a year.
By Erin Bendig • Published
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Raising Your Credit Score Could Lower Your Mortgage Rate
Did you know that raising your credit score could get save you money on your mortgage? Our guide to how it works.
By Erin Bendig • Published
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The 50-30-20 Budget Rule is a Simple Way to Save Money
Saving Using the 50 30 20 budget rule is an easy way to save as it keeps budgeting simple while helping you prioritize saving and pay off debt.
By Erin Bendig • Published
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What is FDIC, NCUA and SIPC Insurance — What Are the Limits?
FDIC, NCUA, and SIPC insurance provides important protection for your savings and investments but what are the limits? How much of your money is covered?
By Erin Bendig • Last updated
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Mortgage Rates and Payments Keep Rising, Creating Market Misery
Mortgages Current mortgage rates and payments continue to rise resulting in buyer demand stalling and housing sentiment at low levels.
By Erin Bendig • Published
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The 5 Safest Cities in the U.S. 2023
Places to live These are the top five safest cities in the U.S., compared to 200 of the largest U.S. cities.
By Erin Bendig • Published
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The U.S. Gender Pay Gap Has Barely Budged in the Last 20 Years
The gender pay gap measures the difference in median hourly earnings between men and women who work full or part-time in the U.S, and over the last 20 years, it hasn’t changed much.
By Erin Bendig • Published
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How to Open a Savings Account Online
You may be wondering how to open a savings account online. The process is usually simple and straightforward — with just a few steps you’ll be able to start saving your hard-earned cash.
By Erin Bendig • Published
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U.S. Household Debt Hit a Record $16.90 Trillion in 2022
Household debt hit a record $16.90 trillion at the end of 2022, jumping $394 billion in the fourth quarter of the year alone.
By Erin Bendig • Published
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529 Plans Get a Boost With Tax-Free Rollovers to Roth IRAs
You’ll soon be able to roll over funds from your 529 plan into a Roth IRA, thanks to recent legislation.
By Erin Bendig • Published
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Your Monthly Student Loan Payments Could Be Slashed in Half
The Department of Education proposes a new student loan repayment plan. The new income-driven plan aims to help borrowers pay off their student loans.
By Erin Bendig • Published
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Why Your Tax Refund Might Be Lower This Year
According to the IRS, “taxpayers may find their refunds somewhat lower this year," due to the expiration of several major tax breaks that were available to filers during the pandemic.
By Erin Bendig • Published
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Filing Taxes Early or Later — Which Is Best?
When filing taxes, some people like to file early and others like to file later. Many experts think it's best to file early, but whichever side you're on, here's what you need to know.
By Erin Bendig • Published
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How to Use a Credit Card: Expert Tips to Save You Time and Money
Have you ever wondered how to use a credit card? Using a credit card is simple, but with these expert tips and advice you can get the most out of your card.
By Erin Bendig • Published
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Study finds Gen Z doing an “extraordinary” job saving for retirement
A recent study shows that, despite being the youngest working generation, Gen Z is doing a remarkable job saving for retirement.
By Erin Bendig • Published
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How Many Credit Cards Should I Have?
How many credit cards should you have? The answer isn’t as straightforward as you might think — it all depends on your financial situation.
By Erin Bendig • Published
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What is Borrower Defense Loan Discharge for Federal Student Loans?
Borrower defense to repayment is available for borrowers who have been misled by a college or university.
By Erin Bendig • Published
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Your Credit Card Late Fees Could be Slashed, Thanks to CFPB Proposals
Federal bureau CFPB moves to rein in credit card late fees, which could save customers as much as $9 billion a year.
By Erin Bendig • Published
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Credit Cards vs. Debit Cards: Which is Better for You?
Credit cards vs. debit cards — what's the difference? Which is best? Personal finance experts perennially disagree on which type of plastic brings more benefit.
By Erin Bendig • Published
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Credit Cards vs. Charge Cards: What Are The Differences?
If you pit charge cards vs. credit cards you’ll find that although they are similar, they have a few key differences, most notably that you won't be able to carry a balance with a charge card.
By Erin Bendig • Published
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IRS Says Direct Deposit Is the Best Way to Receive Your Tax Refund
IRS says the best way to receive your tax refund is by direct deposit. Here's how to do it.
By Erin Bendig • Published
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Amazon Fresh Raises Its Free Shipping Minimum Spend
Amazon Fresh raises its free shipping minimum spend.
By Erin Bendig • Published